401(k)

401(k) impact

The contribution is still your money. The paycheck shrinks by less than the deferral because income tax falls. Payroll tax does not.

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The 2026 employee elective deferral limit is $24,500 before catch-up contributions. This tool does not add catch-up automatically. Roth contributions are post-tax and would not move the federal line; this page is the traditional deferral.

Sponsored

Reserved placement

This slot stays under the estimate. It is not a recommendation, and the paycheck above does not depend on it. No offer is sold here yet.

Partner

Reserved placement

A partner card would be labeled like this and would not sit between the salary field and the net number. There is no email gate.

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