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Ohio · True take-home pay for where you actually live
Cleveland paycheck calculator
Cleveland’s municipal income tax is 2.5%, the same headline rate as Columbus, on qualifying wages earned in the city. Ohio’s state tax of 2.75% above $26,050 still applies after the personal exemption. The city page exists so a Northeast Ohio offer is not estimated with Columbus selected by accident, and so the stub names Cleveland when that is the withholding city.
Traditional 401(k) deferrals reduce the municipal base in this Ohio model. Credits between a home city and a work city are not computed, so choosing Cleveland alone can overstate the total if you already pay another municipality. Uncheck live-here only if your situation truly changes the rate; Cleveland’s published rate is the same for residents and nonresidents in this file.
Other Cuyahoga suburbs and Ohio cities need their own percent in the custom field. Do not borrow Cleveland’s 2.5% for a village that charges 1% or 2%. The state page starts with no city selected on purpose.
Example take-home
| Salary | Federal | FICA | State | Payroll | Local | Net / year | Net / check |
|---|---|---|---|---|---|---|---|
| $40,000.00 | $2,620.00 | $3,060.00 | $317.63 | $0.00 | $1,000.00 | $33,002.37 | $1,269.32 |
| $60,000.00 | $5,020.00 | $4,590.00 | $874.50 | $0.00 | $1,500.00 | $48,015.50 | $1,846.75 |
| $80,000.00 | $8,770.00 | $6,120.00 | $1,424.50 | $0.00 | $2,000.00 | $61,685.50 | $2,372.51 |
| $100,000.00 | $13,170.00 | $7,650.00 | $1,981.38 | $0.00 | $2,500.00 | $74,698.62 | $2,873.02 |
| $150,000.00 | $24,734.00 | $11,475.00 | $3,356.38 | $0.00 | $3,750.00 | $106,684.62 | $4,103.26 |
Loading the 2026 calculator…
What this page includes
- Federal income tax using the 2026 standard deduction and Rev. Proc. 2025-32 brackets
- Social Security (6.2% up to $184,500) and Medicare (1.45%, plus Additional Medicare when wages clear the filing-status threshold)
- Ohio: flat state income tax at 2.75%
- No employee state disability / paid-leave premium modeled for this state yet
- Local: Cleveland (Cleveland municipal income tax · 2.5%)
Local tax
Cleveland is modeled as a flat local tax: 2.5% for residents and 2.5% for nonresidents (when the rates differ). Use the live-here switch for resident versus nonresident treatment. Cleveland's municipal income tax rate is 2.5%. Same qualifying-wage and one-city credit limits as the Columbus model.
What is not included
Credits, itemized deductions, multi-state credits, property tax, sales tax, and unsourced local rates are not included. Employer payroll tables can differ from this annualized estimate. This Cleveland page does not invent taxes that are missing from the 2026 data files.
Questions
Is Cleveland’s rate the same as Columbus?
Both are modeled at 2.5%. Select the city that actually withholds on your stub.
Does Ohio state tax still apply in Cleveland?
Yes. The municipal tax is on top of the state’s 2.75% above $26,050.
Will two Ohio cities both be taxed here?
Only Cleveland is calculated on this page. Inter-city credits are not modeled.
Nearby
Compare · Bonus · Hourly · Ohio (state) · Ohio (state) · Columbus, Ohio · All states · Local taxes
Sources
- IRS newsroom, tax year 2026 inflation adjustments (Rev. Proc. 2025-32)
- Rev. Proc. 2025-32 (PDF)
- Tax Foundation, 2026 federal income tax brackets
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- SSA, Contribution and benefit base
- IRS Publication 15 (Circular E), Employer's Tax Guide
- IRS, Questions and answers for the Additional Medicare Tax
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026
- IRS, state government websites index
- Central Collection Agency, Cleveland municipal tax
See a rate that looks wrong? The sources and the gaps are public.
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